One-stop Destination for Your
Study Abroad Essentials!

One-stop Destination for Your Study Abroad Essentials!

One-stop Destinationfor Your Study Abroad Essentials!

Zero Application Fee

No Minimum Balance Required

International Money Transfers

No SSN/SIN RequiredApply in Minutes^No Annual FeesUp to $15,000 Limit*Build Credit Score**No SSN/SIN RequiredApply in Minutes^No Annual FeesUp to $15,000 Limit*Build Credit Score**
No SSN/SIN RequiredApply in Minutes^No Annual FeesUp to $15,000 Limit*Build Credit Score**No SSN/SIN RequiredApply in Minutes^No Annual FeesUp to $15,000 Limit*Build Credit Score**

Zero Annual Fee Credit Card

No SSN or US credit history needed

No SSN or US credit history needed

1% Cashback** on every purchase

Credit limit up to $15,000^

Pay credit card bills with cash^^

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High-yield US Bank Account

Earn up to 5.13% APY

Earn up to 5.13% APY

0

No minimum balance requirement

No monthly maintenance fee

No withdrawal fees at 60k+ Allpoint ATMs

Zero-fee incoming wire transfers

FDIC insurance up to $250,000

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What our customer say

What our customer say

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

Zolve has been a game changer for me as a working professional relocating to the US. After using it for almost a year, I can confidently say it’s one of the most convenient and thoughtful financial solutions for newcomers. The onboarding was smooth, everyday usage has been seamless, and earning 5%+ APY after meeting their criteria has made it even more rewarding. I highly recommend it to anyone moving to the US and looking for a dependable financial partner.

man smiling to the camera

Anand Dhungav

Working Professional - Apex Group of Companies

5.13% - the highest APY offered for a checking account in the United States. I’ve been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

a man with a goatee smiles at the camera

Kunal Dinesh Rana

Working Professional - Walmart

5.13% - the highest APY offered for a checking account in the United States. I’ve been using Zolve since 2021, and the 5x reward points on select merchants, along with multiple redemption options, are amazing. I would definitely recommend Zolve as a beginner credit card to start building your credit history in the US!

a man with a goatee smiles at the camera

Kunal Dinesh Rana

Working Professional - Walmart

Apply Now

Apply Now

Disclosure

#85K+ number is basis internal data as on October 2025.

*The Zolve Credit Card may help improve your credit score with responsible use.
^Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

**Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.
^^Cash payments are facilitated through third-party providers, including Green Dot Corporation, and are available at participating retail locations. Third-party fees may apply. Payment posting times may vary and are not guaranteed to be immediate. Availability of locations and services may vary by area. See terms for details. Applying for the Zolve Credit Card is subject to eligibility and credit approval.

***Annual Percentage Yields (APYs) accurate as of [01/06/2026]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068

Disclosure

#85K+ number is basis internal data as on October 2025.

*The Zolve Credit Card may help improve your credit score with responsible use.
^Credit limits vary by individual and are determined based on card approval, verified income, creditworthiness, and other eligibility criteria. Maximum limit is $15,000; not all applicants will qualify. Subject to eligibility and credit approval.

**Cashback rates and eligible categories apply. Refer to https://bit.ly/Rewards_TnC for details.
^^Cash payments are facilitated through third-party providers, including Green Dot Corporation, and are available at participating retail locations. Third-party fees may apply. Payment posting times may vary and are not guaranteed to be immediate. Availability of locations and services may vary by area. See terms for details. Applying for the Zolve Credit Card is subject to eligibility and credit approval.

***Annual Percentage Yields (APYs) accurate as of [01/06/2026]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required.

Qualifying conditions for additional APY. Base APY is 2.00%. Customers who receive a direct deposit of $250+/month or maintain an average daily balance of $500+ earn an extra +2.00% APY. Customers who maintain a Zolve credit card in good standing during the statement cycle earn an additional +1.00% APY. Both conditions are independent and may apply simultaneously. No debit card usage or other activity-based requirements apply. Refer to the Zolve Deposit Account Agreement for details.

Zolve Innovations Inc. is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner bank Continental Bank, Salt Lake City, UT, Member FDIC. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted.

Zolve Innovations, Inc. 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068